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Hero.Loan, VA Loans, and the Fourth of July

The Veterans Administration Loan, or VA Loan, is one of the biggest benefits of military service.  It was designed to give our military heroes a shot at true home ownership when returning from war, and a way to help their families in case the soldier doesn’t return.

The VA Loan was originally the Servicemen’s Readjustment Act of 1944.  It authorized the VA to among other things, guarantee or insure loans for homes, farms, and businesses of veterans.  Over 22 million loans have been guaranteed by the VA, making it one of the most successful programs of its kind in history.

However, this still means that there are millions of veterans, active servicemembers and their families who have not taken advantage of the program.  Many of them may not be aware of the benefits that they are passing up on and have bought homes with other loan programs.  Some have been told that another program is better for them.

Not every mortgage company can actually close a VA Loan.  They have to work with other organizations and can’t make their own decisions on VA Loans.   The Hero.Loan program is delegated at the highest level with VA Loans, and can make all of our own decisions on them.  That cuts out a lot of red tape and time.  In fact, we can close VA Loans in as little as 14 days.  Many mortgage companies can take 90 days to close.

Those companies will often tell veterans that they are better off with a VA or Conventional loan, and that it will take too long to close their VA loan, keeping them from being able to buy the house they want.  This is nonsense.  It’s another company that can’t get it done.

Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, Nashville at (615) 810-8555 or Birmingham, AL at (205)721-7656.  You can always apply online at hero.loan for your VA Loan, and www.thehomeloanexpert.com for your other mortgage needs, and will come to you to help close your loan. We work hard to make it easy on you.  Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?

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