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How to Aquire a VA Loan

Now that you know you’re eligible for a VA Loan and one step closer to owning a home, it’s time to review how you go about applying for this loan. The entire process takes somewhere between 90 – 120 days from most lenders, only applicable if you’re under contract on a home. At Hero Loan we get it done in 30 days…and sometimes as little as 14! It is worth noting that every buyer’s situation is different, and a one-size-fits-all answer isn’t truthful in this scenario.

Generally, there are 4-steps required in the VA Loan eligibility process:

  1. Do your VA Loan homework (review the information above)
  2. Contact a VA-approved lender to start the application
  3. Obtain your COE (through a lender, or by yourself)
  4. Supplement all necessary documentation to the lender, including:
  • W2s
  • Tax Returns
  • Recent Bank Statements
  • Paystubs / Income Statements

We are happy to help you with this VA Loans process. Select Your Team above to begin!

Designed to serve America's Heroes.

Why Choose HERO.LOAN

MORE PERSONALIZED SERVICE

Our team of VA Loan Specialists goes out of their way to create a personalized loan experience for our customers. We will meet with you face to face, in your home, on base, at work, or wherever you like. It’s important for us to get to know you, so we can tailor your loan to your specific needs, and for you to get to know us in a space that is comfortable to you and at a time that works for your schedule.
WE DO THE HEAVY LIFTING
Qualifying for a VA home loan requires a lot of steps, starting with the VA’s Certificate of Eligibility. Through the Hero Loan program, our team lightens your load by helping with every step of the loan process, starting with getting your VA Loan Certificate of Eligibility. We do all the VA paperwork for you!
YOU SAVE TIME
We are a direct-endorsed VA Lender. That means much quicker turnaround times for you. While most lenders take up to 120 days to complete a VA loan, we can close in as little as 14 days. Imagine it: you in your new home in just two weeks.
YOU SAVE MONEY:
NO OUT-OF-POCKET COSTS EVER
We underwrite all our VA loans in house. That means lower mortgage rates for you and no upfront or out of pocket costs—that includes the appraisal. At Hero.Loan, there are never appraisal fees, or any other out of pocket costs.

for more info contact info@hero.loan

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The Becker Team

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The Paula Bonnafant Team

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Mike Carey

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Andrew Brockmire

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James Taylor

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