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VA Loan Fluctuation

As mentioned in the previous section, since VA Loans have the backing of the federal government,  lenders are able to slap on competitive interest rates for the borrowers. Recipients find that the VA Home Loan rate is lower than their conventional option.

Contrary to popular belief, however, it is not the VA that sets these rates. Rather, the lender determines the value based on each individual financial situation.

How is My Rate Determined?

There are 4 main categories considered in your VA Loan Rate: credit score, debt-to-income ratio, loan duration, and current market conditions. Lower credit scores generally result in lower rates on loans; however, thanks to the VA Guaranty, even if your credit score isn’t stellar, you still have a chance at a very low rate.

Designed to serve America's Heroes.

Why Choose HERO.LOAN

MORE PERSONALIZED SERVICE

Our team of VA Loan Specialists goes out of their way to create a personalized loan experience for our customers. We will meet with you face to face, in your home, on base, at work, or wherever you like. It’s important for us to get to know you, so we can tailor your loan to your specific needs, and for you to get to know us in a space that is comfortable to you and at a time that works for your schedule.
WE DO THE HEAVY LIFTING
Qualifying for a VA home loan requires a lot of steps, starting with the VA’s Certificate of Eligibility. Through the Hero Loan program, our team lightens your load by helping with every step of the loan process, starting with getting your VA Loan Certificate of Eligibility. We do all the VA paperwork for you!
YOU SAVE TIME
We are a direct-endorsed VA Lender. That means much quicker turnaround times for you. While most lenders take up to 120 days to complete a VA loan, we can close in as little as 14 days. Imagine it: you in your new home in just two weeks.
YOU SAVE MONEY:
NO OUT-OF-POCKET COSTS EVER
We underwrite all our VA loans in house. That means lower mortgage rates for you and no upfront or out of pocket costs—that includes the appraisal. At Hero.Loan, there are never appraisal fees, or any other out of pocket costs.

for more info contact info@hero.loan

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