Guaranteed by the U.S. Department of Veteran Affairs (VA), a VA Loan is a mortgage loan that is issued by approved lenders and then guaranteed through the VA. Created in 1944 by the United States government to help supplement service members returning from their lengthy service, VA Loans enable veterans to purchase homes without requiring down payments or excellent credit scores.
Having been in existence for more than 73-years to date, the VA Loans programs has guaranteed more than 22 million VA Loans to active-duty service members, as well as their families.
This program is more important than ever today, as lenders nationwide have tightened their lending requirements following the collapse of the national market in 2008. During that time, VA Loans became a critical lifeline for military homebuyers, many of whom were shut out of the buying process with insurmountable credit standards and lofty down payment requirements. Like any home loan today, VA Loans come with a significant amount of details and specific information that needs be to reviewed carefully. We work hard to provide you with all the information and resources you need to file for a VA Loan.
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